Habitat for Humanity
Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses alongside our homeowner (partner) families.
Habitat is not a giveaway program. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor (sweat equity) into building their Habitat house and the houses of others.
Habitat houses are sold to partner families at no profit and financed with affordable loans.
The homeowners’ monthly mortgage payments are used to build still more Habitat houses.