Habitat for Humanity of Webster/Humboldt County
How does it work?
Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses alongside our homeowner (partner) families.
Habitat is not a giveaway program. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor (sweat equity) into building their Habitat house and the houses of others.
Habitat houses are sold to partner families at no profit and financed with affordable loans.
The homeowners’ monthly mortgage payments are used to build still more Habitat houses.
How are partner families selected?
Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.
What are Habitat affiliates?
Community-level Habitat for Humanity offices that act in partnership with and on behalf of Habitat for Humanity International. Each affiliate is an independently run, nonprofit organization. Each affiliate coordinates all aspects of Habitat home building in its local area—fund raising; building site selection; partner family selection and support; house construction; and mortgage servicing.
How are donations distributed and used?
Donations, whether to a local Habitat affiliate or to Habitat for Humanity International, are used as designated by the donor.
Gifts received by HFHI that are designated to a specific affiliate or building project are forwarded to that affiliate or project.
Undesignated gifts are used where most needed and for administrative expenses. HFHI’s most recent audited financial statement is available online. Who controls and manages Habitat for Humanity International?
